• Corinth

    312 Palmer Avenue
    Corinth, NY 12822

  • Cohoes

    35 Niver Street
    Cohoes, NY 12047

  • Hudson Falls

    3762 Burgoyne Ave
    Hudson Falls, NY 12839

  • Glens Falls

    160 Broad St
    Glens Falls, NY 12801

  • Troy

    40 Leversee Road
    Troy, NY 12182

  • Shared Branching

    HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.

    Hudson River Community Credit Union


3 Reasons to Take Out a Home Equity Loan

Posted by Katie Koke on Oct 21, 2019 11:00:00 AM

If you’ve been a homeowner for a number of years, chances are good that you’re eligible for a home equity loan. But even if you are eligible you may be asking yourself: “Why would I take out another loan?” A home equity loan has quite a few benefits that are worth investigating. Does that mean you should take one out just because you can? Of course not! What it does mean is that you should know about the potential financial opportunities one of these loans can offer - it might provide benefits that you don’t even know about!

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Topics: Blog, Member Resources, Home Equity, Guide

Beginner's Guide to Starting an Emergency Fund

Posted by Samantha Meurs on Aug 5, 2019 11:01:00 AM

Life can change fast and unexpectedly, and sometimes those changes can end up being costly. That’s why it’s especially important to be prepared for any financial curveballs that may be tossed at you. Building an emergency fund for unforeseen circumstances can save you a big headache down the road and give you some peace of mind. If you have never tried saving a bit of money for an emergency fund before, you might be searching for some pointers on the best practices for establishing and maintaining one. That’s exactly what we’re here for! Beginning to develop an emergency fund doesn’t have to be a stressful experience. Our aim is for this guide to act as a helping hand when delving into saving for the unpredictable. 

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Topics: Guide

A Guide to Mortgages and Home Equity Loans

Posted by Samantha Meurs on Jul 19, 2019 2:24:47 PM

Would you like to buy a home, but are worried you’d never qualify for a mortgage? Or maybe you just don’t know about the process behind it? Want to renovate, but can’t seem to save the extra cash?

Learn how you can do and understand the answers to these questions.

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Topics: Mortgage, Home Equity, Guide