You bank with HRCCU because you want your money to be safe and sound in an account that you trust. What you might not know is that HRCCU members have access to a bunch of other resources. Here are 3 of our favorites that you might not have known about!
If you’ve been a homeowner for a number of years, chances are good that you’re eligible for a home equity loan. But even if you are eligible you may be asking yourself: “Why would I take out another loan?” A home equity loan has quite a few benefits that are worth investigating. Does that mean you should take one out just because you can? Of course not! What it does mean is that you should know about the potential financial opportunities one of these loans can offer - it might provide benefits that you don’t even know about!
Life can change fast and unexpectedly, and sometimes those changes can end up being costly. That’s why it’s especially important to be prepared for any financial curveballs that may be tossed at you. Building an emergency fund for unforeseen circumstances can save you a big headache down the road and give you some peace of mind. If you have never tried saving a bit of money for an emergency fund before, you might be searching for some pointers on the best practices for establishing and maintaining one. That’s exactly what we’re here for! Beginning to develop an emergency fund doesn’t have to be a stressful experience. Our aim is for this guide to act as a helping hand when delving into saving for the unpredictable.
Would you like to buy a home, but are worried you’d never qualify for a mortgage? Or maybe you just don’t know about the process behind it? Want to renovate, but can’t seem to save the extra cash?
Learn how you can do and understand the answers to these questions.