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Sign up for a revolving line of credit and enjoy low interest rates and no annual fee.

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HRCCU Blog

The Beginner’s Guide to Saving With CDs

Posted by Samantha Meurs on Jun 17, 2019 11:00:00 AM

When you first see the acronym, “CD”, what comes to mind? Your brain may jump to the old compact discs, a now antiquated music listening format that reminds you of younger days when almost everyone had a Walkman CD player. While compact discs might be a thing of the past, there’s another meaning to the acronym that isn’t going out of style anytime soon which is a certificate of deposit. If you have never used - or have even heard of - this kind of CD, believe us when we say that you are not alone. That is why we have developed this guide for you to better understand what they are and how to use them to your benefit.

After all, a CD can be a great way to grow a healthy amount of savings - you just need to know where to start.

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Topics: Certificate of Deposit, Saving Money

How to Manage Your Certificate of Deposit for Improved Savings

Posted by John Marino on Aug 24, 2018 9:00:00 AM

Are you holding on to a sum of money in your savings that you won’t need for at least the next six months? Maybe you’re planning on buying your next home, or purchasing your dream car, but you aren’t quite ready to make the purchase?

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Topics: Certificate of Deposit

Your Certificate of Deposit has the Moves: Bump-Up to the Next Level!

Posted by John Marino on Nov 2, 2017 11:00:00 AM

Act now…don’t delay! At Hudson River Community Credit Union (HRCCU), your eligible Certificate of Deposit could be moving up, and we can’t wait to tell you how! Our already outstanding Certificate of Deposit rates are enticing. But our Bump-Up Certificate program, which launched on August 1st, allows you to capture an even better rate during your certificate’s 48- or 60-month term (no re-buy, just a better rate).

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Topics: CD, Certificate of Deposit