• Corinth

    312 Palmer Avenue
    Corinth, NY 12822

    518-654-9028
  • Cohoes

    35 Niver Street
    Cohoes, NY 12047

    518-654-9028
  • Hudson Falls

    3762 Burgoyne Ave
    Hudson Falls, NY 12839

    518-654-9028
  • Glens Falls

    160 Broad St
    Glens Falls, NY 12801

    518-654-9028
  • Troy

    40 Leversee Road
    Troy, NY 12182

    518-654-9028
  • Shared Branching

    HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.

    Hudson River Community Credit Union

HRCCU Blog

Should You Lease or Buy a Car?

Posted by Katie Koke on Oct 14, 2019 11:00:00 AM

When you’re looking to buy a car, sometimes the range of different financing and vehicle options can be difficult to parse through: do you want to lease or buy? Do you want to take out a loan or buy a car outright? Of course, making these decisions can also be largely dependent on how flexible your income is, and the access that you have to a loan with a reasonable interest rate. So how do you know which makes the most sense for you? There are a couple of things to consider when making this decision. 

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Topics: Auto, Auto Loan, GreenLight Auto Loan

How to Get the Best Auto Loan Rates

Posted by Adam Rossi on Jun 3, 2019 2:17:52 PM



Searching for the auto loan with the best rate requires doing some research both on your own personal finances and on what financial institutions offer that fit in with your situation. This can seem like an especially tall task if you’ve never searched for an auto loan before. Before you dive into the process of finding your ideal auto loan, check out a few of the tips and pointers that outlined below, so that you can go into the loan process feeling confident and informed.

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Topics: Auto Loan

3 Common Car Loan Mistakes

Posted by Adam Rossi on May 13, 2019 11:00:00 AM

Buying a new car is an exciting prospect. There’s nothing quite like searching for a new vehicle, reading up on all the different features, and finding the vehicle that fits your needs and wants perfectly. Getting a car loan, on the other hand, can be an arduous process, and sometimes the excitement of actually getting the car can leave you susceptible to making a bad decision. You don’t want to end up looking at your car loan payment every month with a mixture of confusion and irritation, and that’s why we’re here to help you avoid the mistakes that will put you in that position. Here are a few common car loan mistakes people make and how to avoid them.

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Topics: New Vehicle, Auto Loan

Tips & Tricks For Buying Your Next Car

Posted by John Marino on Nov 15, 2018 9:20:29 AM

Buying a new car is excited, intimidating, and stressful. Here's what you should know and do before signing. 

 
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Topics: Car Value, Used Cars, Car Lease, Auto Loan, Credit Score

GREENLight Auto

Posted by John Marino on Nov 8, 2018 9:32:37 AM

Buying a new car can be an exciting process -- but it’s also stressful. There are so many things to consider: from gas mileage to utility, new to pre-owned and of course…the cost. There’s no getting around the fact that a vehicle is a big financial commitment. Thankfully, your friends at HRCCU are here to make it a little easier.

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Topics: Auto, Auto Loan

Ready, Set, Go! The Facts About GREENLight Auto Loans

Posted by John Marino on Oct 19, 2017 7:00:00 AM

So, you’re in the market for a new vehicle, and you’ve done your research. You found the one. The “new car” scent already permeates your senses, and you imagine yourself looking good in your new ride. Start your engines, you’re ready to roll. But wait, what about financing? Have you done your homework on that very important part of car buying?

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Topics: Car Lease, Auto Loan