HRCCU Blog on Finance, Banking, Saving & More – Page 3

Mom, dad, and kids travelling by car with dog in the backseat

GREENLight Auto Finance Review: Is GREENLight the Right Auto Loan for You?

Choosing the right vehicle finance method — or deciding whether to finance at all — can be just as complex as choosing the vehicle you want to buy. Today, drivers have a variety of payment options, including leasing, traditional auto loans, and GREENLight auto loans, a less-known but potentially practical option. GREENLight auto loans are… Read more »

Hand flips wooden cube and changes the inscription "BUDGET 2022" to "BUDGET 2023" with grey background

How to Change Bad Spending Habits

It can take a bit of time to develop better spending habits, but the benefits are ongoing and extensive. Unfortunately, financial issues caused by bad spending habits are common among most Americans, with the Census Bureau reporting that more than 91 million people said they were having trouble paying their standard household expenses in July… Read more »

DIY: Build Your Own Car Emergency Kit

Fail to plan. Plan to fail. This simple axiom applies to every aspect of life, including vehicle safety. Part of being a safe driver is preparing for any situation you could encounter on the road. This includes equipping your vehicle with the type of essential equipment you may need in a crisis by packing a… Read more »

adult male holding a blue credit card sitting at a table using a silver-colored laptop to shop online

Top 15 Pros and Cons of Online Shopping

Shopping online has quite a few benefits. Purchasing plane tickets, groceries, household necessities, and office supplies has never been more convenient than it is right now. Online stores are often very competitive with prices and products, providing shoppers with a wealth of options that brick-and-mortar stores may not have. However, it can feel overwhelming to… Read more »

ice and snow melting on the beams of a wooden deck next to a house

Avoid Damage to Your Home from Melting Snow

Springtime is finally here, and after a brutal winter, it’s a major relief and cause for celebration. However, as a homeowner, considering snowmelt protection is a critical step in preparing for the spring season. In real terms, this means making sure that you are prepared for the transition from the cold and snow-packed winter months… Read more »

Trying to get financially fit this year? From money market accounts and stocks to cash management and bonds, these are the best short-term investment options in 2023

8 of the Best Short-Term Investment Options in 2023

For many of us, our goal is to live comfortably — especially during the golden years of retirement. However, to do that, wise financial investments are essential. As we learned from past experiences, like those in 2008 and 2020, our nation’s economy and individual financial stability could be compromised by forces beyond our control, leaving… Read more »

hrccu ceo presenting glens falls area youth center with donation check

Hudson River Community Credit Union Donates $10,000 to support the Glens Falls Area Youth Center

Hudson River Community Credit Union (HRCCU) announced today that it has made a donation of $10,000 to support the Glens Falls Area Youth Center (GFAYC) in its continued effort to provide a wide-variety of educational, recreational and life-skills programs for at-risk youth living in Warren, Washington and Saratoga Counties. “HRCCU is proud to continue to… Read more »