• Corinth

    312 Palmer Avenue
    Corinth, NY 12822

  • Cohoes

    35 Niver Street
    Cohoes, NY 12047

  • Hudson Falls

    3762 Burgoyne Ave
    Hudson Falls, NY 12839

  • Glens Falls

    160 Broad St
    Glens Falls, NY 12801

  • Troy

    40 Leversee Road
    Troy, NY 12182

  • Shared Branching

    HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.

    Hudson River Community Credit Union


Fun Money Saving Tricks

Posted by Tyler Moseman on Jan 8, 2019 4:44:33 PM

Put $52 aside the first week you start; $51 the second week; $50 the week after that and so on… It’s a lot of money at the beginning, but that weekly amount continues to lessen over time and at the end of the year you’ll have an extra $1,378.

The coldest days of winter are ahead of us: How’s your insulation? Is your boiler checked? Gutters cleared? A little preventative maintenance now will save you big bucks later.


    • January: Practice “Dry January”: No drinking! In fact skip all bottled beverages, including soda and water. Drink from the tap!

    • February: Skip all restaurants and fast food. No eating out for a month. You can do it!

    • March: Resolve to not buy anything from a retail store or online; Groceries? - Yes. New shoes? - No.

    • April: Don’t spend money on entertainment. See how much you can do for free. Instead of renting a movie - have a family reading night.

    • May: How about “Meatless May”? Don’t eat any meat this month. Center veggies on the plate.

    • June: Sweat it out without air conditioning.

    • July: Go through your subscriptions and cancel everything you don’t use or need.

    • August: Sell some things and put the money into savings. Nothing to sell? See if you can pick up a little side work on Craigslist and save the money you make. Drive for Lyft; Help someone move and get paid for it; Wash your dishes versus using the dishwasher.

    • September: On Sept. 1st, put $1 into savings; On Sept. 2nd, put $2 into savings, and so on. At the end of the month, you’ll have $465.

    • October: Quit an expensive habit - Just for the month. Skip the morning latte; Do your own nails; Give up smoking; Purchase store brand items over name brand.

    • November: Keep the heat off until the blankets aren’t cutting it anymore.

    • December: DIY holiday gifts and swaps! Insist on it.

Topics: Saving Money, Savings Account