• Corinth

    312 Palmer Avenue
    Corinth, NY 12822

    518-654-9028
  • Cohoes

    35 Niver Street
    Cohoes, NY 12047

    518-654-9028
  • Hudson Falls

    3762 Burgoyne Ave
    Hudson Falls, NY 12839

    518-654-9028
  • Glens Falls

    160 Broad St
    Glens Falls, NY 12801

    518-654-9028
  • Troy

    40 Leversee Road
    Troy, NY 12182

    518-654-9028
  • Shared Branching

    HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.

    Hudson River Community Credit Union

HRCCU Blog

Samantha Meurs

Recent Posts

Beginner's Guide to Starting an Emergency Fund

Posted by Samantha Meurs on Aug 5, 2019 11:01:00 AM

Life can change fast and unexpectedly, and sometimes those changes can end up being costly. That’s why it’s especially important to be prepared for any financial curveballs that may be tossed at you. Building an emergency fund for unforeseen circumstances can save you a big headache down the road and give you some peace of mind. If you have never tried saving a bit of money for an emergency fund before, you might be searching for some pointers on the best practices for establishing and maintaining one. That’s exactly what we’re here for! Beginning to develop an emergency fund doesn’t have to be a stressful experience. Our aim is for this guide to act as a helping hand when delving into saving for the unpredictable. 

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Topics: Guide

How Online Bill Pay Is Safer Than You Might Think

Posted by Samantha Meurs on Jul 29, 2019 11:00:00 AM

Banking online has become an integral part of modern banking. Along with it has come the widespread practice of paying bills online-- and for good reason. In a world where the ability to do things more quickly and efficiently is becoming apart of daily life, a quick and convenient way to pay your bills is just par for the course. This does, however, come with a caveat: how can you be sure that when you’re paying a bill online that it’s being done safely and securely, and not compromising your financial information? Luckily, this is a question that has been acknowledged by financial institutions, which has led to a number of security measures. 

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Topics: Bill Pay

6 Ways Our Online Banking Makes Your Life Easier

Posted by Samantha Meurs on Jul 22, 2019 11:00:00 AM

Banking used to be a bit of a pain… If you were worried about your account balance, wanted to make sure a check cleared, or needed to make payments or account transfers, you would have to do so in person or over the phone. With much of life moving into an online space, banking has followed suit enabling banking to be quicker, easier, and more convenient than ever before. HRCCU has made it one of our main priorities to create an online banking platform that prioritizes you, the user. Just like conventional banking, not all customer experiences are created equal. So, just how does our online banking make your life easier? In more ways than you may think! 

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Topics: Credit Union, Online Banking

A Guide to Mortgages and Home Equity Loans

Posted by Samantha Meurs on Jul 19, 2019 2:24:47 PM

Would you like to buy a home, but are worried you’d never qualify for a mortgage? Or maybe you just don’t know about the process behind it? Want to renovate, but can’t seem to save the extra cash?

Learn how you can do and understand the answers to these questions.

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Topics: Mortgage, Home Equity, Guide

4 Ways Credit Unions Protect You and Your Finances

Posted by Samantha Meurs on Jul 15, 2019 11:04:00 AM

If there is one expectation that you have when you decide where to entrust your finances, it is that your money is safe and secure. Today, being able to trust the institution that you choose is more important than ever. Much of the world has conformed to the online world we live in, from shopping or subscription services to - you guessed it - banking. What does that mean for you? It means you are going to want to know for sure that the institution handling your money has exceptional security measures in place to ensure that you can rest easy knowing that your money is in safe hands. So, what are credit unions doing to live up to these security standards? Let’s dive in. 

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Topics: Identity Theft, Identity Protection

Did you know HRCCU offers FREE Financial Counseling?

Posted by Samantha Meurs on Jul 11, 2019 11:00:00 AM

As a member of HRCCU, you have a number of resources at your fingertips. We want to provide you with the help you may need by providing access to these resources to allow your financial dreams to grow and prosper. That is why we offer the resources to guide you on the path to financial wellness.

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Topics: Member Resources

How To Avoid Identity Theft

Posted by Samantha Meurs on Jul 8, 2019 11:00:00 AM

 

Widespread use and access has made the online world an integral part of day-to-day life, often for the better. However, living life online does come with some risks. One of the most unsettling being the increased threat of identity theft. Identity theft has been a relatively common crime since the early 20th century and with the addition of bulk financial and personal information now at fraudsters fingertips the rate is even higher. What used to be a fairly niche crime has now spread like wildfire. It is likely that you know at least one person who has become a victim, at least in some small-scale way. Our goal is to help you avoid becoming that victim. So, in a digital world, how can you avoid identity theft?

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Topics: Identity Theft

Why Might Skip-A-Pay Be For You?

Posted by Samantha Meurs on Jul 3, 2019 12:13:36 PM

HRCCU is offering you the chance to free up some cash for the summer! Interested? Keep reading!

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Topics: Skip-A-Pay, 2019 summer savings

3 Ways to Access Your Home Equity in 2019

Posted by Samantha Meurs on Jul 1, 2019 11:00:00 AM



Accessing your home equity gets a bit of a bad rap. If you hear a phrase along the lines of, “So, I took out a second mortgage on my house,” it is typically perceived as an indication of dire financial straits. This, for one, is not always the case.

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Topics: Mortgage, Home Equity

Summer is here and so are the savings!

Posted by Samantha Meurs on Jun 21, 2019 11:00:00 AM

The summer solstice is upon us which means summer is officially here!

With summer comes outdoor fun and family outings to amusement and water parks as well as the costs associated with such attractions. Luckily, as an HRCCU member, we can help you save on local entertainment all summer long with exclusive access to member discounts.

This year’s summer savings include discounted day, season and parking passes to the Six Flags Great Escape Theme Park and Enchanted Forrest Water Safari.  

In addition to discounts on summer attractions, you can also purchase discounted movie tickets to Bow-Tie Cinemas and Regal Cinemas all year-long.

Click here for all the details about pricing and how to access these deals/discounts!

And don’t forget to check our website often as we are always working to grow the benefits and savings we offer our members.

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Topics: Member Discounts