HRCCU Blog

When choosing our New Year's resolutions, a lot of us want to do better with money. Whether that's saving more, spending smarter, or exploring new investments - devoting more time to your finances is always a sensible resolution (at any time of year, really)

Going to the bank can be a real pain; there’s a long line at the counter, a longer line at the ATM, and someone stole all the pens you need for filling out bank forms. Luckily, online banking can save you time and trouble. But are you making the most of what you can get from your banking tools? Here are a few key things good online banking will let you do.

Put $52 aside the first week you start; $51 the second week; $50 the week after that and so on… It’s a lot of money at the beginning, but that weekly amount continues to lessen over time and at the end of the year you’ll have an extra $1,378.

Buying a new car is excited, intimidating, and stressful. Here's what you should know and do before signing. 

Buying a new car can be an exciting process -- but it’s also stressful. There are so many things to consider: from gas mileage to utility, new to pre-owned and of course…the cost. There’s no getting around the fact that a vehicle is a big financial commitment. Thankfully, your friends at HRCCU are here to make it a little easier.

Are you holding on to a sum of money in your savings that you won’t need for at least the next six months? Maybe you’re planning on buying your next home, or purchasing your dream car, but you aren’t quite ready to make the purchase?

Whether you want to purchase a new car, your first home or even apply for a credit card, building a strong credit history is important. If you already have great credit, then you want to maintain it. If your credit is less than stellar, you might be dreading every credit check process.

Spring has arrived and with it comes new beginnings, fresh ideas and a desire to shake off winter’s slumber to embark on a new adventure. Perhaps your desire to acquire a first home is blossoming once again. It’s the right time, and Hudson River Community Credit Union’s (HRCCU) Mortgage Center is the perfect place.   

At Hudson River Community Credit Union (HRCCU), we are devoted to our members, the integrity of their financial investments, and their overall satisfaction with our products and services. To help us better serve our members and ensure we are meeting their needs, we conduct ongoing surveys of overall customer satisfaction, as well surveys of members utilizing HRCCU loan services. Our goal is to apply this valuable data in ways that will enhance and improve the HRCCU member experience.  

Like most people, you have a checking account, or two, and probably a savings account as well. Perhaps you’ve thought about saving for a family vacation or your child’s college fund. At Hudson River Community Credit Union (HRCCU), we want to help your family get beyond basic checking and savings with a number of products and services, such as our Holiday Club, Personal Loans for vacations and Youth Savings Accounts.