All HRCCU Branch Lobbies are Now Open! We encourage you to continue to use the drive-thru and online banking to reduce the spread of COVID-19. Learn More
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Corinth
312 Palmer Avenue
518-886-3400
Corinth, NY 12822 -
Cohoes
35 Niver Street
518-886-3400
Cohoes, NY 12047 -
Hudson Falls
3762 Burgoyne Ave
518-886-3400
Hudson Falls, NY 12839 -
Glens Falls
160 Broad St
518-886-3400
Glens Falls, NY 12801 -
Troy
40 Leversee Road
518-886-3400
Troy, NY 12182 -
Shared Branching
HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.
Special
Check out our special rates
Limited time HRCCU Special Certificates are not available at this time. Please check back later for new specials or learn more about our Share Certificates below.
Apply TodayTraditional IRA Certificate
Open a Traditional IRA Certificate Account Today!
Start saving today with a higher dividend yield than traditional savings with an HRCCU Traditional IRA Certificate. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!
Call or Visit a BranchTraditional IRA Certificate Rates
| Terms | Minimum to open and obtain APY | IRA Offered | Rate | APY Traditional IRA Certificate |
|---|---|---|---|---|
| 6 Months | $500 Deposit | 0.10% | 0.10% | |
| 12 Months | $500 Deposit | 0.15% | 0.15% | |
| 18 Months | $500 Deposit | 0.15% | 0.15% | |
| 24 Months | $500 Deposit | 0.25% | 0.25% | |
| 36 Months | $500 Deposit | 0.30% | 0.30% | |
| 48 Months | $500 Deposit | 0.35% | 0.35% | |
| 60 Months | $500 Deposit | 0.45% | 0.45% |
Roth IRA Certificate
Open a Roth IRA Certificate Account Today!
Start saving today with a higher dividend yield than traditional savings with an HRCCU Roth IRA Certificate. A Roth Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!
Call or Visit a BranchRoth IRA Certificate Rates
| Terms | Minimum to open and obtain APY | IRA Offered | Rate | APY Roth IRA Certificate |
|---|---|---|---|---|
| 6 Months | $500 Deposit | 0.10% | 0.10% | |
| 12 Months | $500 Deposit | 0.15% | 0.15% | |
| 18 Months | $500 Deposit | 0.15% | 0.15% | |
| 24 Months | $500 Deposit | 0.25% | 0.25% | |
| 36 Months | $500 Deposit | 0.30% | 0.30% | |
| 48 Months | $500 Deposit | 0.35% | 0.35% | |
| 60 Months | $500 Deposit | 0.45% | 0.45% |
Coverdell IRA Certificate
Open a Coverdell IRA Certificate Account Today!
Start saving today with a higher dividend yield than traditional savings with an HRCCU Coverdell IRA Certificate. A Coverdell IRA Certificate is a trust or custodial account designed to help families pay for education. Choose a term that works for you!
Call or Visit a BranchCoverdell IRA Certificate Rates
| Terms | Minimum to open and obtain APY | IRA Offered | Rate | APY Coverdell IRA Certificate |
|---|---|---|---|---|
| 6 Months | $500 Deposit | 0.10% | 0.10% | |
| 12 Months | $500 Deposit | 0.15% | 0.15% | |
| 18 Months | $500 Deposit | 0.15% | 0.15% | |
| 24 Months | $500 Deposit | 0.25% | 0.25% | |
| 36 Months | $500 Deposit | 0.30% | 0.30% | |
| 48 Months | $500 Deposit | 0.35% | 0.35% | |
| 60 Months | $500 Deposit | 0.45% | 0.45% |
